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2024年1月23日发(作者：rtkl设计中文名)
risk taker为题的文章
Paul Cusma manages his clients' money cautiously, so the retirees
among them 'don't have to go back to work,' says the Tampa, Fla.,
financial adviser. In the investment realm, 'I'm always planning for a rainy
day,' he says.
But off the job -- watch out. Mr. Cusma, 36, rides one of the fastest
motorcycles on the highway for 'an adrenaline boost,' he says, adding: 'If
you lose focus for one second, you crash and burn and die.' He also
traveled to Russia to ride in a MiG fighter jet at more than 1,000 miles
per hour, soaring as high as 70,000 feet. 'I don't want to wake up one day
and realize I forgot to live my life,' he says.
You might not think of yourself as a risk-taker. Think again. Recent
studies using new experimental tools are upending the old belief that a
person's appetite for risk is mostly inborn and unchanging. In fact, the
reasons people take crazy gambles are far more complex. People who are
cautious in some contexts may embrace risk in others, depending on
factors such as their familiarity with the setting and their emotions at the
time. The findings are exploding old stereotypes -- that women are
innately more cautious than men, for example, or that teenagers are
inevitably risk-seekers.
'It has been surprising to learn what a wide variety of reasons
people have for risk-taking,' says Elke Weber, a professor of international
business at Columbia University and a leading researcher on risk.
Understanding the roots of risk-taking can guide people in making better
decisions, she says. Some long to advance in their careers or have new
adventures but overestimate the hazards. Others race quickly and
without thinking into dangerous risks.
Getting to know your surroundings can change how you size up a
risk. 'Most people overestimate the probability of something going
wrong' when they venture into unfamiliar turf, says Margie Warrell, a
Melbourne, Australia-based authority on risk-taking who has coached
many U.S. executives and employers. 'They also overestimate the
consequences of things going badly,' says Ms. Warrell, author of 'Stop
Playing Safe.' With experience, they become more realistic, and learn
they can handle the consequences of failure. 'The more often we step
out of our comfort zone, the more we build our tolerance for risk-taking,'
she says.
Mr. Cusma is an athlete who practices martial arts and works out
regularly, lending him confidence in handling physical risks. Adventures
like taking the MiG flight, set up in 2009 through a Sarasota, Fla., travel
company called Incredible Adventures, provide an emotional outlet, he
says.
Sometimes an environment can shape risk-taking behavior. Jennifer
Bellinghausen of Austin, Texas, a full-time caregiver to her disabled
mother, isn't a risk-taker and never thought of getting a tattoo. The
39-year-old mother of two is terrified of needles and devotes her time to
her family. But when she ventured into Mom's Tattoos in Austin several
years ago with a friend who was getting one, the atmosphere in the shop
changed her mind. Owner Deborah Obregon was so friendly that 'it was
like we were instant best friends,' Ms. Bellinghausen says. Ms. Obregon
and another tattoo artist chatted with her for more than an hour, and Ms.
Bellinghausen eventually took the plunge and got a 3-inch ankle tattoo of
'a little kitty cat,' she says. 'It surprised me; I'm not a risk-taker,' she says.
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